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We realize what an important investment your oral health is, and we’ll make every effort to plan your treatment to fit
your timetable and your budget!
What forms of payment do you accept?
Payment for services are due at the time dental treatment is provided. We accept payment by checks, cash, Visa, Master Card,
American Express and Discover. We also offer third-party financing through Care
Credit, Healthcare Creditline, and Dental
Fee Plan. All offer flexible patient payment programs.
What insurance plans do you take?
We believe that you have the right to choose your dentist, regardless
of your insurance coverage; therefore, we do not participate in insurance plans that restrict access to your choice
of provider. However, many PPOs provide slightly reduced benefits if you go to a dentist outside of their network.
Will you submit claims for patients?
We will work with all insurance plans that allow you to choose your own dentist. We are happy to submit claims for you, and
we’ll work hard to be certain your insurance company pays the maximum amount they have contractually agreed upon for each
procedure.
Will you help me evaluate my dental benefits?
If your policy appears to limit your freedom of choice, please call or visit our office. Give us the opportunity to contact
your insurance company and take a second look at the benefits potentially available to you.
Finally, please remember that your dental insurance policy is an agreement between you and the insurance carrier. Ultimately,
the responsibility for your account belongs to you.
If Dr. Stephens is outside my network, why should he be my dentist if it means reduced insurance benefits?
Dental insurance companies do NOT hold YOUR DENTAL HEALTH as their number one priority; rather, their biggest concern is their
own “bottom line”. Please take the website Office Tour, click here for testimonials, and/or come by
to see the office and meet the “Doc” and staff. We think you’ll see why we’re worth it!
Our First & Last Time Promise
It sets us apart from other dentists. Read about it here.
 FINANCIAL
MENU
| Prepay
Courtesy - No Insurance |
Prepay
Courtesy – Patients w/ Insurance |
Payment at Time Services are Rendered |
A prepayment courtesy of 7% will be subtracted from
the total amount due if paid in full prior to the
first treatment date, and if payment in full is
made by cash or check.
A courtesy of 4% will be subtracted if this same
payment is made by credit card |
For patients with insurance, the same 7% or 4% courtesies
are offered as stated above; however the courtesy
is based on the estimated patient’s portion
ONLY, not any portion due from the insurance company.
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With or without insurance, you may choose to pay-as-you-go,
paying your entire obligation for each visit at
the time of the visit.
For single appointment treatment (fillings, cleanings, x-rays, exams), payment or co-payment is expected at the time of treatment – by
check, cash, or credit card.
For multiple appointment treatments (crowns, bridges, implants), 50% of the payment or co-payment is due at the first visit,
with the balance being due at the second visit.
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| 60-Day
Three-Payment Option – Credit Card Patients
Only |
Third-Party Financing
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Senior
Citizen Courtesy – Cash Patients Only |
The 60-Day Three-Payment option is available to
patients paying by credit card whose treatment plans
exceed $900. This option is essentially financed
by our office; therefore, your total due includes
a 7% Service Charge. The patient signs a credit
card authorization form, allowing us to make the
following charges to their Visa or Master Card:
- 50% of the total due
is charged at the start of treatment.
- 25% of the total due is charged 30 days
later.
- the final 25% is charged 60 days after that
treatment start date. |
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Dr. Stephens offers third-party financing through three different institutions:
,
, and
. These are healthcare patient payment programs available, upon application and approval, to anyone, regardless of insurance status. We encourage you to
explore their websites for more information. |
If you are 62 or older, and you are not covered
by dental insurance, we offer a 15% courtesy for
prepayment in full of the total amount due, if paid
prior to the first treatment date.
The courtesy is 10% for Seniors who choose to pay
in full at the time of treatment. For single appointment
treatment, full payment is due at the end of the
appointment. For multiple appointment treatments,
50% is due at the first visit, and the balance is
due at the second visit. |
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